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Refinancing or purchasing with our ever LOWEST RATE 2.19% home loan fixed 2 year Owner Occupied

PLUS bank rebate IF (lodge by 31/5/20​20)


Fixed home loan rates with package Owner Occupied

Loan term              Principal & Interest          Principal &                        Interest Interest Only                 Interest Only

                               Interest rate                     Comparison rate               Interest rate                               Comparison rate

1-year Fixed        2.98% p.a.                           4.21% p.a.                           3.78% p.a.                                4.28% p.a.

2-year Fixed        2.19% p.a.                           4.00% p.a.                           3.48% p.a.                                4.21% p.a.

3-year Fixed        2.88% p.a.                           4.04% p.a.                           3.68% p.a.                                4.22% p.a.

4-year Fixed        3.08% p.a.                           4.03% p.a.                           3.88% p.a.                                4.26% p.a.

5-year Fixed        3.08% p.a.                           3.97% p.a.                           3.88% p.a.                                4.25% p.a.

Fixed Residential Investment Rates

Loan term              Principal &                      Interest Principal &               Interest Interest Only                 Interest Only

                              Interest rate                     Comparison rate                  Interest rate                                Comparison rate

1-year Fixed          3.33% p.a.                       4.88% p.a.                            3.43% p.a.                                  4.89% p.a.

2-year Fixed          3.03% p.a.                       4.69% p.a.                            3.13% p.a.                                  4.71% p.a.

3-year Fixed          3.23% p.a.                       4.59% p.a.                            3.33% p.a.                                  4.62% p.a.

4-year Fixed          3.43% p.a.                       4.53% p.a.                            3.53% p.a.                                  4.58% p.a.

5-year Fixed          3.43% p.a.                       4.43% p.a.                            3.53% p.a.                                  4.49% p.a.

* plus up to $4,000 refinance cash bonuses to:

Customer who switch home loans from another bank with a loan of at least $250,000

* And $2,000 cash bonuses for New borrower with a loan of at least $250,000


Total Fees for refinanceeg NSW & VIC incl GST


https://www.nswlrs.com.au/getattachment/

https://www.propertyandlandtitles.vic.gov.au/

Mortgage discharge fees $143.5 (NSW), $116.80 (VIC)

Transfer/Mortgage Registration fee $143.5 (NSW), $116.80 (VIC)

Title search $14.70 (NSW)

Legal/settlement fee from incoming lender – Approx $100-$350

Discharge admin fee from outgoing lender – Approx $250-$350

Total fees approx $650 - $800 in most cases.


We have some of the lowest rates, and can get pricing discounts up to 1.9%.

Our Target is to get the best deal that can suite your needs and objective

For more Assistant give us a call or book a free appointment

+613 94310617

1. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including a Breakfree package discount (if applicable). These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period

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