Refinancing or purchasing with our ever LOWEST RATE 2.19% home loan fixed 2 year Owner Occupied
PLUS bank rebate IF (lodge by 31/5/20​20)
Fixed home loan rates with package Owner Occupied
Loan term Principal & Interest Principal & Interest Interest Only Interest Only
Interest rate Comparison rate Interest rate Comparison rate
1-year Fixed 2.98% p.a. 4.21% p.a. 3.78% p.a. 4.28% p.a.
2-year Fixed 2.19% p.a. 4.00% p.a. 3.48% p.a. 4.21% p.a.
3-year Fixed 2.88% p.a. 4.04% p.a. 3.68% p.a. 4.22% p.a.
4-year Fixed 3.08% p.a. 4.03% p.a. 3.88% p.a. 4.26% p.a.
5-year Fixed 3.08% p.a. 3.97% p.a. 3.88% p.a. 4.25% p.a.
Fixed Residential Investment Rates
Loan term Principal & Interest Principal & Interest Interest Only Interest Only
Interest rate Comparison rate Interest rate Comparison rate
1-year Fixed 3.33% p.a. 4.88% p.a. 3.43% p.a. 4.89% p.a.
2-year Fixed 3.03% p.a. 4.69% p.a. 3.13% p.a. 4.71% p.a.
3-year Fixed 3.23% p.a. 4.59% p.a. 3.33% p.a. 4.62% p.a.
4-year Fixed 3.43% p.a. 4.53% p.a. 3.53% p.a. 4.58% p.a.
5-year Fixed 3.43% p.a. 4.43% p.a. 3.53% p.a. 4.49% p.a.
* plus up to $4,000 refinance cash bonuses to:
Customer who switch home loans from another bank with a loan of at least $250,000
* And $2,000 cash bonuses for New borrower with a loan of at least $250,000
Total Fees for refinanceeg NSW & VIC incl GST
https://www.nswlrs.com.au/getattachment/
https://www.propertyandlandtitles.vic.gov.au/
Mortgage discharge fees $143.5 (NSW), $116.80 (VIC)
Transfer/Mortgage Registration fee $143.5 (NSW), $116.80 (VIC)
Title search $14.70 (NSW)
Legal/settlement fee from incoming lender – Approx $100-$350
Discharge admin fee from outgoing lender – Approx $250-$350
Total fees approx $650 - $800 in most cases.
We have some of the lowest rates, and can get pricing discounts up to 1.9%.
Our Target is to get the best deal that can suite your needs and objective
For more Assistant give us a call or book a free appointment
+613 94310617
1. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including a Breakfree package discount (if applicable). These rates are for secured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period